@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');:root{--navy:#082a50;--gold:#e9a217;--green:#74a832;--ink:#23384b;--pale:#f0f4f7;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.7}h1,h2,h3{font-family:'Manrope',Arial,sans-serif;line-height:1.17;letter-spacing:-.045em}h1{font-size:clamp(2.5rem,5.2vw,5.1rem);margin:16px 0 24px;max-width:950px}h2{font-size:clamp(1.9rem,3vw,3rem)}h3{font-size:1.25rem}p{max-width:780px}a{color:inherit}.shell{width:min(1160px,calc(100% - 42px));margin:auto}.header{background:#fff;border-bottom:1px solid #e8edf0;position:sticky;top:0;z-index:20}.headinner{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:92px}.brand{display:flex;align-items:center;gap:13px;text-decoration:none;color:var(--navy);font:800 1.04rem Manrope,Arial}.brand img{width:74px;height:74px;object-fit:contain}.nav{display:flex;gap:15px;align-items:center;flex-wrap:wrap}.nav a{text-decoration:none;font-size:.78rem;font-weight:700;color:#29445d}.nav a:hover,.nav a.active{color:#a66c06}.nav a.cta{background:var(--navy);color:#fff;padding:11px 15px;border-radius:5px}.hero{background:linear-gradient(118deg,#082a50 0%,#12446e 74%,#1e5672 100%);color:#fff;padding:96px 0 102px;position:relative;overflow:hidden}.hero:after{content:'';position:absolute;width:380px;height:380px;border:70px solid #ffffff08;border-radius:50%;right:-190px;top:0}.hero p{font-size:1.2rem;color:#e0eaf4;max-width:790px}.kicker{color:#ba7d0e;letter-spacing:.17em;font-size:.78rem;font-weight:800}.hero .kicker{color:#ffbf4a}.buttons{display:flex;flex-wrap:wrap;gap:13px;margin-top:29px}.button{display:inline-flex;align-items:center;gap:20px;padding:13px 21px;background:var(--gold);color:#092644!important;border-radius:5px;font-weight:800;text-decoration:none;line-height:1.4}.button.outline{background:transparent;border:1px solid #d5e0e9;color:#fff!important}.section{padding:84px 0}.sectionhead{max-width:800px}.sectionhead p,.lead{font-size:1.13rem}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:37px 0 30px}.card{padding:32px;background:var(--pale);border-top:4px solid var(--gold);border-radius:4px}.card h3{color:var(--navy);margin:0 0 15px}.card p{margin:0}.feature{background:#eaf0f3;padding:70px max(24px,calc((100vw - 1160px)/2));border-left:8px solid var(--green)}.notice{background:#eef3f6;border-radius:7px;padding:32px;margin:32px 0}.notice .fine,.fine{color:#647785;font-size:.88rem}.contactgrid{display:grid;grid-template-columns:1fr 1fr;gap:50px}.contactlink{font-weight:800;color:var(--navy);font-size:1.18rem}.topiclinks{display:grid;gap:9px}.topiclinks a{background:#fff;padding:9px 12px;text-decoration:none;border-radius:4px;font-weight:700;color:var(--navy)}details{padding:20px;border-bottom:1px solid #d9e2e8}summary{cursor:pointer;font-weight:800;color:var(--navy);font-size:1.1rem}details p{margin-bottom:0}.tablewrap{overflow:auto}table{border-collapse:collapse;width:100%;margin:25px 0}td,th{padding:14px;text-align:left;border-bottom:1px solid #dce5eb}th{background:var(--navy);color:white}.footer{background:#061e35;color:#d5e1ed;padding:48px 0}.footgrid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.footer a{color:#f5c46a}.footer p{margin:8px 0}.footer small{color:#a5bbcc}.skip{position:absolute;left:-9999px}.skip:focus{left:20px;top:5px;background:white;padding:12px;z-index:50}@media(max-width:1050px){.headinner{align-items:flex-start;padding:10px 0;flex-direction:column}.nav{gap:12px}.nav a{font-size:.78rem}}@media(max-width:650px){.shell{width:calc(100% - 30px)}.brand img{width:56px;height:56px}.headinner{min-height:auto}.nav{gap:8px 13px}.nav a{font-size:.74rem}.hero{padding:70px 0}.cards,.contactgrid{grid-template-columns:1fr}.section{padding:55px 0}.card{padding:24px}.feature{padding:50px 20px}.button{width:100%;justify-content:space-between}}